The charges will start with the launch of a new account on 9 February 2009. Not all rewards current accounts will charge one, but you should definitely expect it if you’re after the best benefits. Such payments are not considered as interest and therefore do not benefit from the Personal Savings Allowance (PSA). Choose from our Premier Select bank account, or from our Premier Reward bank account. Earn £5 or a lifestyle benefit each calendar month - Access to Reward Extras if you switch to a Reward Current account or Ultimate Reward Current Account. £13.80 ⭡ £11.66. Trade up. Foreign currency transaction fees. The treatment of ‘rewards’ however depends on the nature of the reward. Change your Rewards into money which you can either transfer into your Royal Bank of Scotland current account or use towards reducing your Reward Credit Card balance. You may prefer getting cash back, rather than free travel insurance. Check the switching incentive, the on-going rewards, the monthly fee, and the terms and conditions you must meet to qualify – then click through to start claiming your rewards. £0.00. Rewards current accounts fees. Bruno Genovese, Head of Royal Bank Current Accounts, said: “We are seeing more and more consumers taking advantage of our account benefits and our switcher offer gives consumers the opportunity to change accounts simply and easily using the Switcher Service.” What’s more, they often come with other perks like interest-free overdrafts and access to savings accounts with excellent rates. As the current account market gets more competitive, banks and building societies these days … £0.00. More people have switched to us than to any other bank. How to find the best reward current account. Bank it. *Bank Of Scotland* Vantange Account benefits. We’ll move all your payments - Any payments, Direct Debits, Standing orders and remaining balance will be transferred into your new current account. The Vantange add-on is available to Classic, Silver, Gold and Premier accounts. Those who have signed up for the add-on earn 1.5% on balances up to £5,000 Get more sustainable fast: a practical guide for businesses Download PDF download yes business can sustainability pdf Currently account holders can enjoy £2 cashback each month, so long as they remain in credit, pay in at least £750 and pay out at least two direct debits from the account. Think of a date you want your account to switch by. Money is a big part of our lives, and choosing a bank account is worth taking some time over. £25.46. Open a fee-free bank account or get more benefits with a Reward account for a ... bank account to Royal Bank and get £100 cashback. Exchange your Rewards for gift cards or tickets from selected retailers. The changes mean the account will be more generous, but include more restrictive terms. To be eligible for the cash, you’d need to use the Current Account Switch Service, close your existing account, and transfer your main current account to RBS. A Regular Savings account can have a higher rate of interest than elsewhere, but you can usually only pay in £250 to £300 a month. The Digital Regular Saver is exclusively reserved for Royal Bank of Scotland's current account customers, and they must be aged 18 or older. You generally need to have a current account with the bank to get the best rates. Before you switch bank accounts: Find an account to switch to. For full info on how this kind of bank account works plus our current top picks, see our Packaged Bank Accounts guide. Decide if you want to keep your old account open. Halifax is revamping its Reward account from 1 June. 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